Severna Park MD Homes and Real Estate - Coldwell Banker Residential Brokerage

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Debt-to-income Ratios

Debt-to-income Ratios When you’re ready to buy a house, a lot of jargon is thrown around. One term you’ll hear a lot is debt-to-income ratios. If you’re not a math wizard, such lingo can sound intimidating, but it doesn’t need to. Debt-to-income ratios are simple to figure and use to your advantage, even giving you the opportunity to figure out how much house you can afford before you even set out to look. The debt-to-income ratio is, simply, the way that mortgage lenders decide how much money you can comfortably afford to borrow. It is the percentage of your monthly gross income (before taxes) that is used to pay your monthly debts (not your monthly living expenses). Two calculation…

Five Stars Review Rebecca Christenson Relocator 05/21/20 11:22 PM Gloria is so exceptional! She really helped me, my sister, and my mom out when we were renovating and putting our house on the market. She has a great eye and intuition! We couldn't have been happier with our partnership with her.

-Rebecca Christenson, Client

Five Stars Review Sondra Locher Relocator 10/08/17 07:43 AM Consider yourself fortunate to have Gloria as your agent. She acted on our behalf as buyers in a relocation from California and was truly our blessing. From her own lifestyle experiences she is able to empathize with you and fully and honestly understand your wants and needs and works ?tirelessly? to find …

-Sondra Locher, Client

Five Stars Review, 10/18/21 01:56 PM. Where do I even start describing Mrs. Shuler? If you are looking for an experienced, reliable, and kind-hearted professional who has your best interest in mind and will go to great lengths (literally) to show you all the properties you want to see, to accommodate your schedule and to advise you in the best possible way, look no …

-Giulia B. , Client

Five Stars Review Sylvia Christenson Retiree 05/14/20 04:33 AM Gloria is trustworthy,professional and hardworking. My home sold for 5000 over the asking price. Gloria worked very hard to get the job done well. I recommend her highly.

-Sylvia Christenson, Client

Five Stars Review Tonia Awoniyi Downsizing 04/06/21 06:59 AM Look no further; Gloria is the perfect agent. She is knowledgeable, kind, and a strong advocate. She goes above and beyond the call of duty for her clients. I highly recommend her services.

-Tonia Awoniyi, Client

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Debt-to-income Ratios

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